Medicare and Medicaid are both government benefit programs that help cover
the costs of healthcare. While these programs are often confused with
each other, they have very different benefits, costs, and eligibility
What is Medicare?
Medicare is a form of health insurance offered by the government that is subsidized
by trust funds in which covered people have paid into. This program is
offered to a majority of U.S. citizens and legal residents who are age
65 or older, though certain younger people can qualify if they are seriously
disabled and are covered by Social Security. Medicare is offered in three
different plans: Part A, Part B, and Part C. Each plan has different benefits
and eligibility requirements. These plans are uniform in all states and
follow the same set of rules.
Once a person has reached their yearly deductible, Medicare will cover
hospital stays, outpatient care, and sometimes prescription drugs depending
on the plan. Patients pay a portion of costs through copayments and monthly premiums.
What is Medicaid?
Medicaid, on the other hand, is a state-run government assistance program. Medicaid
covers medical and long-term care expenses for low-income people of all
ages. Medicaid will oftentimes pay for Medicare deductibles and can cover
the approximately 20% of costs that Medicare will not pay for. While small
fees may be charged for certain types of services, Medicaid covers the
majority of costs that patients should incur.
Medicaid covers the following:
- Inpatient and outpatient hospital care
- Diagnostic and screening services
- Nursing home care
- Home health care
- X-rays and laboratory tests
- Midwife services
- Pediatric services
Contact Disability Action Advocates Today
At Disability Action Advocates, our Reno Medicare and Medicaid attorneys
have been working protecting the rights of individuals for more than 20
years and can help ensure you receive the benefits you deserve. With our
vast legal knowledge and individualized attention, we can help you apply
for these benefit programs and handle any disputes that should arise on
To get started, call (888) 401-3920 or
schedule a free consultation today!