Many people file for Social Security Disability Insurance (SSDI) in the event that they should be rendered unable to work following a serious accident or illness. But what happens if a person should become unable to perform the duties of their job due to failing eyesight or hearing? If you have experienced vision or hearing loss, you may qualify for SSDI benefits.
What Are the Costs of Hearing and Eyesight Loss?
Costs can snowball quickly in the event that a person should lose their ability to see or hear, especially if they are unable to work and maintain a steady income.
Costs associated with hearing and eyesight loss can include:
- Hearing aids and prescription eyeglasses
- Numerous medical diagnostic tests
- Corrective surgery or treatments
- Medical examinations
To make matters worse, many health insurance plans do not cover costs incurred due to naturally occurring blindness and deafness, and if they do, it is likely only in part. Most health insurance plans will only provide coverage for expenses related to hearing and eyesight loss from a specific event, such as an explosion causing damage to your eardrums.
What About Legal Blindness and Deafness?
A person may qualify for SSDI assistance if they meet the Social Security Administration’s (SSA) standards for legal blindness and deafness and if their condition prevents them from safely completing the functions of their job.
- Legal blindness: A person can be considered legally blind if they have a field of view that is less than 20 degrees or if their eyesight issues prevent them from having their vision corrected to 20/200 or better in their “better eye.”
- Legal deafness: Legal deafness involves experiencing a degradation of 60 to 90 decibels compared to their “better ear,” or the hearing perception of an average adult. Individuals that require a cochlear implant of any kind can also be considered legal loss of hearing and warrant a minimum of one year of SSDI coverage. Inner-ear related issues such as tinnitus or equilibrium balance issues can also constitute hearing loss.
Conditions resulting in sensory loss are typically compensated higher through SSDI than claims related to physical injuries. If you have lost your eyesight or hearing and need help applying for SSDI benefits, or if your filing has been denied, the Reno Social Security Disability Attorneys at Disability Action Advocates can help. Backed by more than 20 years of experience and numerous positive client testimonials, we can provide the powerful advocacy you need to maximize your chances of securing the financial assistance you deserve. Call (888) 401-3920 or schedule a free consultation today to review your legal options.