Nevada Medicare and Medicaid
While DAA does not offer assistance in applying for Medicare or Medicaid,
below is some additional information regarding Medicare and Medicaid.
Supplemental Information About Applying for Medicare
Medicare is best understood as the health insurance aspect of Social Security.
It is available to specified disabled individuals and persons who are
at least 65 years old. It is the most cost-effective health insurance
available for senior citizens and disabled persons but can seem like a
complicated mess of alphabet numbers:
Part A, B, C and D.
There are four parts to Medicare: Part A (Hospital Insurance),
Part B (Medical Insurance), Part C (Medicare Advantage), and
Part D (Prescription Drug Coverage). Medicare is not a perfect insurance plan
and has some deductibles, limited payment periods and service restrictions
that must be taken into consideration. Even so, everyone who is eligible
for Medicare coverage should benefit from the optional Part B coverage.
Conditions for Coverage
If you begin the
application process for Social Security Disability benefits, you can apply for Medicare at
the same time, even if you are under the age of 65. Applications can be
made online or at your field social security office.
Once you receive your disability award, you can receive Medicare benefits
under these conditions:
- You were diagnosed with ALS, also known as Lou Gehrig's Disease
- You have received SSD benefits for at least 24 months
- You meet the SSD requirements because of the amount of time spent working
for the government
- You have other special circumstances
Anyone can file a complaint or appeal regarding their Medicare benefits.
According to Medicare.gov, grievances may be filed because you have concerns
about the level of quality received from your Medicare provider. This
can include staff's behavior toward you or lack of communication, but
not the refusal to cover a particular medical service, as that would be
filed as an appeal.