Nevada Medicare and Medicaid
While DAA does not offer assistance in applying for Medicare or Medicaid, below is some additional information regarding Medicare and Medicaid.
Supplemental Information About Applying for Medicare
Medicare is best understood as the health insurance aspect of Social Security. It is available to specified disabled individuals and persons who are at least 65 years old. It is the most cost-effective health insurance available for senior citizens and disabled persons but can seem like a complicated mess of alphabet numbers: Part A, B, C and D.
There are four parts to Medicare: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage). Medicare is not a perfect insurance plan and has some deductibles, limited payment periods and service restrictions that must be taken into consideration. Even so, everyone who is eligible for Medicare coverage should benefit from the optional Part B coverage.
Conditions for Coverage
If you begin the application process for Social Security Disability benefits, you can apply for Medicare at the same time, even if you are under the age of 65. Applications can be made online or at your field social security office.
Once you receive your disability award, you can receive Medicare benefits under these conditions:
- You were diagnosed with ALS, also known as Lou Gehrig's Disease
- You have received SSD benefits for at least 24 months
- You meet the SSD requirements because of the amount of time spent working for the government
- You have other special circumstances
Anyone can file a complaint or appeal regarding their Medicare benefits. According to Medicare.gov, grievances may be filed because you have concerns about the level of quality received from your Medicare provider. This can include staff's behavior toward you or lack of communication, but not the refusal to cover a particular medical service, as that would be filed as an appeal.